Smart Payment Routing & Cascading Engine
ValoraPay payment software equips you with a complete set of smart routing and cascading tools helping to ensure maximum performance of your operations. Seize the flexibility and enjoy the smoothest of cash flows.
Benefits of Routing & Cascading
Here are some of the results our customers have achieved thanks to payment routing solution and cascading of payments. So can you!
Maximised conversion
Companies achieve up to 40% increase in conversion rates after integrating our payment routing platform.
Costs optimisation
The ability to find the lowest-cost way to route transactions can save you up to 30% in payment fees.
Risk protection
Fraud prevention and risk mitigation instruments reduce fraud losses by more than 20%.
Vendor switching
Automated retries and failover save not less than 15% of transactions that otherwise would be lost.
Smart Payment Routing
ValoraPay's smart routing engine maximises payment performance and enables the highest success rates by optimising all incoming and outgoing transactions in real-time. With this powerful tool on board, you can easily implement and alter various flow strategies.
Rule Engine
Set up and automate customisable payment routing rules and strategies to ensure all your transactions are processed in the most optimal way.
Multicurrency
Auto-learning balancing
Any payment method
Custom business rules
Unlimited number of schemes
Graphical scheme editor
Dynamic Routing Rules
All transactions coming through ValoraPay can be instantly analysed and routed to the optimal provider based on a variety of flexible payment routing parameters.
Payment
Routing conditions
Provider
Real-Time Allocation
Use our well-crafted optimisation presets to distribute your cash flows across providers in the most desirable way. Modify and combine them to reach your goals.
Fees
ValoraPay's routing solution dynamically determines the optimal route based on a transaction fee value. Along with real-time fees and FX rates monitoring, it helps to optimise all transactions and ensure least-cost payments routing.
Extra Features for Specific Business Needs
Intelligent processing implies sufficient flexibility to facilitate various business models and solve routine tasks.
Triggers
Processing rules can change automatically when certain conditions are met, such as automatically disabling 3DS after 3 successful payments.
Splitting
When dealing with large transactions, fractionise them and complete through multiple providers and methods.
P2P routing
Handle P2P payments without a hitch. Transactions can be routed to the appropriate transit account automatically.
Blocking
Set up rules to block specific transactions based on various parameters like geolocation, card type, or amount.
Converting
Automatically convert currencies at the best rates, ensuring optimal transaction processing across borders.
Triggering webhooks
Automatically trigger webhooks and callbacks based on transaction events for seamless system integration.
Payment Cascading
Another important feature in the payment infrastructure is payment cascading. In a complex multiple provider setup, this technical solution instantly and automatically forwards the online transaction to a different PSP in case of failure.
For example, imagine the first PSP that the transaction goes to according to your routing scheme declines the payment for some reason, be it risk assessment, authorisation error, provider's downtime or anything else. With cascading payments, the failed transaction will be routed to a different PSP for a retry. It allows merchants to increase the acceptance rate and improve customer experience, thanks to everything happening seamlessly for the buyer.
Ready To Boost Your Business To The Next Level?
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Book a callFrequently Asked Questions
Find answers to common questions about our payment orchestration platform
ValoraPay is a universal feature-rich payment hub for online businesses and payment institutions. We integrate payment providers and acquirers all around the world to bring a unified communication, control, and management interface. Our platform helps businesses streamline payment processing, reduce integration complexity, and improve transaction success rates.
Getting started is simple. Sign up for an account, complete the onboarding process, and connect your payment providers. Our team will guide you through the integration process, and you'll have access to comprehensive documentation and API references. You can also test in our sandbox environment before going live.
We support 1200+ payment providers in our network, including major processors like Stripe, PayPal, Adyen, and many regional providers. Our platform offers 500+ ready-made integrations, so you can connect with providers worldwide without additional development work.
With ValoraPay, you can accept various payment methods including credit and debit cards (Visa, Mastercard, American Express, Discover), digital wallets (Apple Pay, Google Pay, Samsung Pay), bank transfers, local payment methods, and cryptocurrencies. Our platform supports 200+ currencies and cryptos, giving you global payment acceptance.
Our intelligent routing system automatically directs transactions to the best-performing payment provider based on success rates, costs, and region. Cascading allows failed transactions to automatically retry with alternative providers, maximizing your approval rates and ensuring smooth payment processing.
Yes, security and compliance are our top priorities. We are PCI DSS Level 1 certified and comply with GDPR, PSD2, and other regional regulations. All transactions are encrypted, and we provide advanced fraud prevention tools, 3D Secure support, and comprehensive risk management features to protect your business and customers.
ValoraPay offers real-time transaction monitoring and comprehensive analytics dashboards. Track transaction success rates, revenue, refunds, chargebacks, and provider performance. Generate detailed reports, reconcile payments automatically, and gain insights into your payment operations to optimize performance and reduce costs.
Absolutely. ValoraPay offers white-label payment provider solutions that allow you to brand the platform as your own. Perfect for payment institutions, PSPs, and businesses that want to offer payment services under their brand. We provide full customization options and dedicated support for white-label implementations.
We provide comprehensive support through multiple channels including 24/7 technical support, dedicated account managers for enterprise clients, detailed documentation, API references, and an active developer community. Our support team is available via email, chat, and phone to assist with any questions or issues.
Our pricing is flexible and scales with your business. We offer transparent transaction-based pricing with no hidden fees. Contact our sales team for a customized quote based on your transaction volume, required features, and business needs. We also provide an ROI calculator to help you estimate potential savings.
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