Unified online payments

ValoraPay's Payments is a unified interface allowing the way of accepting online payments to be centralised, standardised, and streamlined. Connect with hundreds of payment providers and acquirers in a few clicks, getting a clear view and full control of all your transactions.

One integration

A single integration allows you to support any payment methods.

No vendor lock

Work with multiple payment partners for continuity of operations.

Unified payment data

Access payment data from disparate sources in one place.

Conversion boost

Orchestrate cash flows across payment providers and acquiring banks.

Discover
Discover
Stripe
Stripe
Mastercard
Mastercard
Neteller
Neteller
Visa
Visa
PayPal
PayPal
Apple Pay
Apple Pay
Samsung Pay
Samsung Pay
Skrill
Skrill
Adyen
Adyen
Discover
Discover
Stripe
Stripe
Mastercard
Mastercard
Neteller
Neteller
Visa
Visa
PayPal
PayPal
Apple Pay
Apple Pay
Samsung Pay
Samsung Pay
Skrill
Skrill
Adyen
Adyen

Connect Payments

Versatility is not just a word to us. We are constantly striving to enhance our offering and make every payment tool you might think of available and ready for you to use.

Dozens of ready-to-use payment provider integrations.

Real-time transaction monitoring and analytics.

Seamless API integration with comprehensive documentation.

Advanced fraud prevention and security features.

Multi-currency support with automatic conversion.

Any payment provider

  • Payment gateways
  • Payment aggregators
  • Payment facilitators
  • Credit card acquirers

Any payment method

  • Credit cards
  • Bank transfers
  • Digital wallets
  • Cryptocurrencies
  • Mobile carriers
  • Utility bills
  • Local payment options

Any payment flow

  • Instant charge
  • Delayed charge
  • Recurring payments
  • OCT (Original Credit Transaction)

Any fiat & crypto currency

  • USD
  • EUR
  • GBP
  • BTC
  • LTC
  • 200+ currencies

Accept Payments

ValoraPay provides you with a range of options for accepting online payments both automatically and manually.

AUTOMATIC PAYMENTS

Checkout

Collect online payments with the refined solution by adding just a few lines of code to your website

  • Better conversion rate than ever
  • Flaunt your brand with custom UI
  • Simple integration with minimal coding
  • Personalised payment experience for every user

Recurring payments

Handle and control recurring online payments with ease, benefiting from the agile billing system

Subscriptions

SOON

Fully automate and enhance payment workflow for your subscription-based business

MANUAL PAYMENTS

Invoicing

Receive online payments by issuing and sending invoices to your customers

Payment dashboard

Fill in a short form on the Dashboard and start accepting payments on your website

Payment links

SOON

Get paid instantly by sharing a payment link via a preferred channel

Stop playing the guessing game

Know your ROI for sure

See the potential value our platform can bring to your business.

Calculate now

Optimise Payments

Maximise your payment success rates with ValoraPay's advanced optimization tools. From smart routing to personalized checkout experiences, we help you convert more transactions and reduce costs.

Cascading
Smart routing
Anti-fraud
Tokenisation
Retries
Best UX
Customisable UI
Personalisation
Localisation
"Remember me"
Abandoned cart recovery
Business model versatility
A/B testing

Conversion rate

Route Payments

Explore how ValoraPay's routing engine can help you boost conversions, reduce processing costs, and diversify risks. Whether you're looking to optimise your payment processing or seeking advanced payment routing strategies, we have the solution.

Routing

Set up optimal routing schemes to auto forward each transaction to the most efficient route, increasing your acceptance rates.

Cascading

Re-route each transaction until successful completion to minimise declines and achieve independence from technical issues on PSP's side.

Splitting

Handle bulk payments with ease, completing them through multiple payment providers and methods.

Blocking

Our platform incorporates a strong set of tools helping you to spot fraudulent transactions in advance and avoid time and money losses.

Converting

Allow customers to view prices and pay in their currency while settling your balance in the currency of your choice.

Triggering

Change the way the transaction is processed before routing. It allows to automatically decide whether a CVV or 3DS is necessary.

P2P control

P2P transactions can be automatically routed to the appropriate transit account, meeting your requirements.

Retries

Automatically retry failed transactions with intelligent retry logic to maximize success rates and reduce manual intervention.

Market Payments

Offer ValoraPay's sophisticated payment platform to your merchants under your brand and get extra revenue effortlessly.

Commission
+2
+2
$600.62
+2
$167.27
+5
$922.93
$84.14
+6
$340.89
+3
$53.09
$225.78
+4
$353.05
+2
$752.00
+5
$322.12
$320.61
+3
$211.38
$600.62
+2
$167.27
+5
$922.93
$84.14
+6
$340.89
+3
$53.09
$225.78
+4
$353.05
+2
$752.00
+5
$322.12
$320.61
+3
$211.38

Fees

It's up to you to decide how much to charge your merchants for any payment service, and thus how much you'll earn.

Merchant portal

Provide merchants with a single fully-fledged solution for handling operations and monitoring their performance.

Virtual balances

You and your merchants can keep track of all incoming and outgoing cash flows in multiple currencies in real time.

Transaction reporting

Merchants will always be in control of their business results with detailed auto-generated reports.

Conversion rates chart

55%65%75%85%95%13:15:4813:15:5013:15:5213:15:5413:15:5613:15:58
Store 1
Store 2
Store 3

Integrate Payments

We see the beauty in simplifying the complex. That's why we give you everything needed to start working with ValoraPay with minimal effort and in a matter of minutes.

APIs. We offer both server and client APIs, along with detailed API references with thorough guides.

SDKs. Our software development kits give you the freedom to build your own custom integration.

Docs. Get started right away with our clear and applicable documentation.

Callbacks. Be automatically notified of everything that happens to your transactions.

Explore the documentation

Analyse Payments

Make better-informed decisions by accessing real-time transactions data and instant in-depth reports on all aspects of your business.

Real-time metrics

Consolidated reports

Direct access to unified DB

Alerts

create_payment ({
"public_key":"pk_live_CISQHI2T9WXuF****M69cS9zNOJy",
"service":"payment_card",
"amount":420.78,
"currency":"USD",
"reference_id":"order_123",
"description":"Some goods",
})

Frequently Asked Questions

Find answers to common questions about our payment orchestration platform

ValoraPay is a universal feature-rich payment hub for online businesses and payment institutions. We integrate payment providers and acquirers all around the world to bring a unified communication, control, and management interface. Our platform helps businesses streamline payment processing, reduce integration complexity, and improve transaction success rates.

Getting started is simple. Sign up for an account, complete the onboarding process, and connect your payment providers. Our team will guide you through the integration process, and you'll have access to comprehensive documentation and API references. You can also test in our sandbox environment before going live.

We support 1200+ payment providers in our network, including major processors like Stripe, PayPal, Adyen, and many regional providers. Our platform offers 500+ ready-made integrations, so you can connect with providers worldwide without additional development work.

With ValoraPay, you can accept various payment methods including credit and debit cards (Visa, Mastercard, American Express, Discover), digital wallets (Apple Pay, Google Pay, Samsung Pay), bank transfers, local payment methods, and cryptocurrencies. Our platform supports 200+ currencies and cryptos, giving you global payment acceptance.

Our intelligent routing system automatically directs transactions to the best-performing payment provider based on success rates, costs, and region. Cascading allows failed transactions to automatically retry with alternative providers, maximizing your approval rates and ensuring smooth payment processing.

Yes, security and compliance are our top priorities. We are PCI DSS Level 1 certified and comply with GDPR, PSD2, and other regional regulations. All transactions are encrypted, and we provide advanced fraud prevention tools, 3D Secure support, and comprehensive risk management features to protect your business and customers.

ValoraPay offers real-time transaction monitoring and comprehensive analytics dashboards. Track transaction success rates, revenue, refunds, chargebacks, and provider performance. Generate detailed reports, reconcile payments automatically, and gain insights into your payment operations to optimize performance and reduce costs.

Absolutely. ValoraPay offers white-label payment provider solutions that allow you to brand the platform as your own. Perfect for payment institutions, PSPs, and businesses that want to offer payment services under their brand. We provide full customization options and dedicated support for white-label implementations.

We provide comprehensive support through multiple channels including 24/7 technical support, dedicated account managers for enterprise clients, detailed documentation, API references, and an active developer community. Our support team is available via email, chat, and phone to assist with any questions or issues.

Our pricing is flexible and scales with your business. We offer transparent transaction-based pricing with no hidden fees. Contact our sales team for a customized quote based on your transaction volume, required features, and business needs. We also provide an ROI calculator to help you estimate potential savings.

Still have questions?

Contact Support